The Bank BSB Number is a 6 digit bank code assigned to Australian banks by Australian Payments Clearing Association (APCA). A BSB Number identifies the financial institution (bank), state and the branch to which a payment item is directed and thus called BSB (Bank-State-Branch). Along with the account number, BSB number is essential for delivering payments through the clearing system. However, note that BSB Numbers with account numbers combinations are used only for domestic transactions in Australia.
Format of BSB Numbers
The 6 digit BSB number is made up of three parts:
AAB-CCC
The first two numbers (AA) specify the financial institution/bank. For example, the bank code for
Commonwealth Bank of Australia (CST) is
40
The third number (B) indicates the state where the branch is located. For example,
NSW has the state code of
2
The last three numbers (CCC) are the unique identifier for a branch. For example,
Commonwealth Bank of Australia Bank's
Elizabeth Park Home Loan Centre Branch has the unique identifier of
047
Thus the BSB Number for Elizabeth Park Home Loan Centre of Commonwealth Bank of Australia in Cecil Park, NSW is
402-047