The Bank BSB Number is a 6 digit bank code assigned to Australian banks by Australian Payments Clearing Association (APCA). A BSB Number identifies the financial institution (bank), state and the branch to which a payment item is directed and thus called BSB (Bank-State-Branch). Along with the account number, BSB number is essential for delivering payments through the clearing system. However, note that BSB Numbers with account numbers combinations are used only for domestic transactions in Australia.
Format of BSB Numbers
The 6 digit BSB number is made up of three parts:
AAB-CCC
The first two numbers (AA) specify the financial institution/bank. For example, the bank code for
Southern Cross Credit Union Ltd (SNX) is
72
The third number (B) indicates the state where the branch is located. For example,
NSW has the state code of
2
The last three numbers (CCC) are the unique identifier for a branch. For example,
Southern Cross Credit Union Ltd Bank's
Southern Cross Credit Union Ltd Branch has the unique identifier of
744
Thus the BSB Number for Southern Cross Credit Union Ltd of Southern Cross Credit Union Ltd in Murwillumbah, NSW is
722-744